SINGAPORE, SINGAPORE / ACCESSWIRE / / Whether you’re planning to upgrade your home or get an investment property, you will need to take out a home loan to finance your purchase. While picking out a home loan sounds like an uphill task, it is a crucial step in completing your property purchase in Singapore. Keep reading to discover how Citibank Mortgage can fulfil your property financing needs.
If you have any questions regarding our home loan packages, please contact brand new Citibank group of the filling their details on setting considering
- Loyal financial advisors: A home loan need not be an unsettling travel. For the loyal advice of one’s home loan advisers, you can be certain out of a flaccid and you may rewarding a mortgage travels.
- Thorough mortgage choice: From the Citibank, we provide an array of mortgage options to fulfil your unique a mortgage means. You name it out-of adjustable, repaired, otherwise crossbreed (a mixture of repaired and you can changeable prices) financing packages.
- Transparent interest levels: Our home financing interest rate bundles is labelled in order to transparent sector benchmark prices (1-times and step three-times Combined SORA).
- Home loan Attract Offset: Take pleasure in even more savings with the Home loan Notice Counterbalance ability whenever you register for adjustable interest bundles.
- Preferential interest levels: If you find yourself a Citigold otherwise Citigold Personal Customer consumer, you should buy the means to access preferential financial rates of interest.
The next step from inside the choosing home financing is to decide whether a fixed otherwise varying rate of interest financial usually top suit your needs. Repaired interest home loans come with interest levels you to are nevertheless the same in the period – consequently should you choose a predetermined interest loan, your home loan repayments will continue to be lingering on the lock-into the period. In addition, varying interest mortgage brokers fees appeal based on the prevalent industry interest rates. Thus if you undertake a varying interest rate loan, your own mortgage payments will vary according to research by the prevailing sector appeal pricing.
Already, Citibank also provides repaired and you may variable rate of interest home loan bundles to own HDB flats and personal property. If you should go for fixed otherwise adjustable interest rate domestic loan packages relies on the loan size, individual needs, and monetary affairs. To the contrary, if prevailing interest rates was expected so you can decline, you happen to be more likely when planning on taking up a changeable focus rate package.
With Citibank Home Loan, you can look forward to a rewarding home financing journey with the guidance of our dedicated mortgage advisors and a selection of home loan packages with attractive interest rates. Before deciding on a home loan package, it is essential to consider factors like your financial profile, personal preferences, loan size, and interest rate trends. Our mortgage advisor will reach out to provide advice on loan affordability within 1 business day.
You may want to should look at prevailing interest rate styles and you may predicts – such as for example, in the event that prevalent interest levels is determined to increase, taking on a predetermined interest rate bundle could be advantageous in new payday loan Stepping Stone short-term
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