8 This new 7 types of residential house-get money you to finance companies try questioned to look at was GSE-qualified, government, QM non-jumbo non-GSE-eligible, QM jumbo, non-QM jumbo, non-QM low-jumbo, and you can subprime. The term an excellent QM try brought regarding 2013 Home loan Regulations within the Specifics inside the Credit Act (several CFR Area , Regulation Z).